Local Dental Care - California Individual Dental Insurance Plan
Steven D. Fraker, D.D.S
Appointments: (909) 946-7800
Steven Fraker D.D.S.
Steven D. Fraker, D.D.S
1121 N. Euclid Avenue
Upland, CA 91786
Dr. Steven Fraker, practicing in the Upland, CA area, can provide you with the highest quality dental crowns available, and restore your smile. Using state-of-the-art materials and cutting-edge techniques, Dr. Fraker can make your smile look healthy and natural again.
Second opinions are readily given by Steven Fraker, D.D.S., at his practice in the Upland, CA area. Dr. Fraker wants you to be able to make an informed decision about your oral health needs. Dr. Fraker believes that if a treatment plan is sound, particularly one that is major and/or expensive, it should hold up to scrutiny by other dental professionals.
Would you like a whiter smile right now? In the Upland, CA area, Steven D. Fraker, D.D.S offers in-office tooth whitening for quick results. Dr. Steven Fraker applies a bleaching solution to your teeth which is then accelerated by a high-intensity light. Teeth can often be whitening in one or two one-hour sessions - perfect if you're looking for a quick and easy way to brighten up your smile.
If you are quite anxious about visiting the dentist, Steven D. Fraker, D.D.S offers pre-medication sedation to help you relax before you arrive for your appointment. Once you've arrived at our Upland area office, the full sedation medication will be administered, and you will wake up to the results you desired - relaxed and with little or no memory of the dental treatment itself.
The friendly, caring staff of Steven D. Fraker, D.D.S in the Upland, California area strive to make you feel comfortable and well-cared for at your dentist appointment. Steven Fraker, D.D.S. is committed to serving you and your family's dental needs, year after year. Come and see what we have to offer in a professional setting where top-notch customer service still matters.
Shea Family Dentistry
Appointments: (951) 242-4332
John Shea D.D.S.
Shea Family Dentistry
23318 Olivewood Plaza Drive Suite A & B
Moreno Valley, CA 92553
At Shea Family Dentistry, serving the Moreno Valley, CA area, Dr. John Shea offers Electronic Dental Anesthesia (EDA) to help greatly reduce the sensation of an injection. The EDA is a battery-operated device that sends mild electrical impulses through a finger pad that Dr. Shea holds against the tissue surrounding your tooth. This produces a pulsating, tingling sensation which effectively masks the discomfort of an injection.
Moreno Valley area periodontics dentist, Dr. Shea offers extensive experience. Gingivitis and bleeding gums can be risk factors for more serious health problems if not treated promptly.
Our friendly and highly-trained team will assess your needs and design an individual treatment plan. We're here to help you maintain healthy gums and teeth for life.
For natural-looking prosthodontics, Moreno Valley area dentures dentist John Shea, D.D.S. has extensive experience. Our team uses quality materials and current techniques to deliver the results you want.
We'll assess your situation and design a treatment plan to replace your missing teeth. You'll be able to smile again with confidence and ease.
If you need gum disease treatment, Moreno Valley area gum disease dentist, Dr. Shea offers extensive experience. Unhealthy gums can be a risk factor for more serious health problems if not treated promptly.
Our professional team will assess your situation and create a personalized treatment plan. We're committed to your life-long healthy gums and teeth.
If you're looking for dentures that look great and last, look no further than Shea Family Dentistry located in the Moreno Valley, CA area. John Shea, D.D.S. will assess your needs and fit you with durable, comfortable, natural-looking dentures - at a price you can afford.
Dr. D.S. Shoker, D.D.S, Inc.
Appointments: (408) 945-0411
Devinder Shoker D.D.S.
Dr. D.S. Shoker, D.D.S, Inc.
1295 South Park Victoria Drive
Milpitas, CA 95035
If you need gum disease treatment, Fremont area gum disease dentist, Dr. Shoker offers extensive experience. Unhealthy gums can be a risk factor for more serious health problems if not treated promptly.
Our professional team will assess your situation and create a personalized treatment plan. We're committed to your life-long healthy gums and teeth.
Fremont area periodontics dentist, Dr. Shoker offers extensive experience. Gingivitis and bleeding gums can be risk factors for more serious health problems if not treated promptly.
Our friendly and highly-trained team will assess your needs and design an individual treatment plan. We're here to help you maintain healthy gums and teeth for life.
Dr. Devinder Shoker has a gentle touch and provides comfortable cleaning for a whiter smile. Offering dental insurance in the Fremont, California area, Dr. Shoker assures you that a bright, healthy smile is the result of regular, preventative, professional dental cleanings.
If you need immediate relief from a toothache, let Fremont area dentist Dr. Devinder Shoker help you. Extensive experience allows him to quickly assess your situation, and prescribe an appropriate treatment plan. You will likely be on your way to a pain free, healthier you, after just one visit with Dr. Shoker.
For patients who need wisdom tooth removal in the Fremont area, Dr. Devinder Shoker can help. If your wisdom tooth are impacted or need to be extracted, you can trust our highly trained professional team.
Your comfort and long-term oral health are our first concerns. We're committed to providing you with the gentle and skilful care you deserve.
More Dental Insurance Dentists in the Milpitas, CA Area Near You
Shimizu, Tota D.D.S.
1110 N Brand Blvd # 200
Glendale, CA, 91202-3034
Ellis, Mark L D.D.S.
805 W La Veta Ave # 204
Orange, CA, 92868-3929
Doctor - Activate Your Free 1stDentalInsurance Directory Listing
Shih, Weilin D.D.S.
1001 Sunvalley Blvd
Concord, CA, 94520-5802
Chico Endodontics
181 E 7th Ave
Chico, CA, 95926-3304
What Type of Dental Plans Have the Best Benefits?
Dental PPO, POS, DHMO Or Fee For Service
Indemnity and managed care dental plans differ in their basic approach. Put broadly, the major differences concern choice of providers, affordable out-of-pocket costs for covered services, and how bills are paid.
Usually, an indemnity dental plan offers more choice of dentists than managed care plans. An indemnity dental plan pays their share of the costs of a service only after they receive a bill.
Managed care plans have agreements with certain dentists to give a range of services to plan members a family at an affordable cost.
In general, you will have less paperwork and lower out-of-pocket costs if you select a managed care-type plan and a broader choice of dentists if you select an indemnity-type plan.
Managed dental plans include Dental PPOs, POSs, and Dental HMOs (DHMOs).
What is a Dental PPO, POS, and DHMO?
A Dental PPO (Preferred Provider Organization) provides dental care to its members through a network of dentists who offer discounted fees to its affordable dental plan members. You can typically use dentists out of the PPO's network, but you will only be reimbursed the discounted fee for the services rendered - you will need to pay any additional amount yourself.
A DHMO (Dental Health Maintenance Organization) provides you dental services through a network of providers in exchange for some form of prepayment. If you use a dentist out of the established network of providers, you may be responsible for paying the entire bill.
A Dental POS (Point of Service) plan allows a member to use either a DHMO network dentist or to seek care from a dentist not in the HMO network. Members choose in-network care or out-of-network care at the time they make their dental appointment and usually incur higher out-of-pocket costs for out-of-network care.
What is an Indemnity Dental Plan?
An indemnity dental plan is commonly known as a fee for service or traditional plan. If you select an Indemnity plan you have the freedom to visit any dentist. You do not need referrals or authorizations; however, some plans may require you to pre-certify for certain procedures.
Most indemnity plans require you to pay a deductible. After you have paid your deductible, indemnity policies typically pay a percentage of "usual and customary" charges for covered services; often the insurance company pays 80% and you pay 20%. Most plans have an annual out of pocket maximum and once you've reached this they will pay 100% of all "usual and customary" charges for covered services.
Many dental indemnity plans also require a waiting period before covering certain services.
+Jim Du Molin is a leading Internet search expert helping individuals and families connect with the right dentist in their area. Visit his author page.
Dental Fees
Fortunately, in these times, a lot of patients have dental insurance. Insurance is, on the face of it, a good thing. It minimizes out-of-pocket expenses for treatment and encourages people to keep up with the dental care they need. But most dental insurance plans do not pay 100%. There simply is no perfect insurance plan.
Part of the problem is what's called "usual and customary fees." Insurers have come up with a fee structure intended to reflect the "average" cost of "average" dental care. Urban residents may be allowed different compensation than people who live in rural areas. Reimbursement for a crown may be a certain percentage of the actual cost (the dentist's charge to you), and another percentage for a cleaning. Patients are sometimes puzzled at the discrepancy between insurer reimbursement and actual dental fees.
Of course your dentist can't dictate the amount your dental insurance plan decides is "average." And they don't ask your dentist what cost he or she thinks is fair. The dilemma is this: your dentist can't, in good conscience, recommend less than quality dentistry, even though your insurer may impose an unreasonable ceiling on treatment. It's a rock and a hard place.
For this reason, you should take objections directly to the insurer or compare dental plans with your employer. If enough people make enough noise, the reimbursement picture might improve.
Ask your dentist to sit down with you and go over your dental plan and your dental financing options. He or she will try to make your dental insurance plan work to your advantage. Your dentist cares about your finances, and your health.
+Jim Du Molin is a leading Internet search expert helping individuals and families connect with the right dentist in their area. Visit his author page.
