Aetna Dental Access Plan - In Your Local Area
Dental Concepts, L.L.C.
Appointments: (334) 286-0896
David Cawley D.D.S.
Dental Concepts, L.L.C.
4146 Carmichael Road, Suite A
Montgomery, AL 36106
If you need immediate relief from a toothache, let Montgomery area dentist Dr. David Cawley help you. Extensive experience allows him to quickly assess your situation, and prescribe an appropriate treatment plan. You will likely be on your way to a pain free, healthier you, after just one visit with Dr. Cawley.
Experienced Montgomery area root canal dentist David Cawley, D.D.S. will provide you with excellent care. We'll make sure that you're comfortable during and after your procedure.
Our highly trained team will answer any questions you have. Our goal is to provide you with quality, pain-free treatment for your long term dental health.
More Dental Insurance Dentists in the Montgomery, AL Area Near You
Hunter, Schuyler F D.D.S.
2006 Franklin St Se # 209
Huntsville, AL, 35801-4537
Caprara Jr, H John D.D.S.
202 Inverness Center Dr # 202
Birmingham, AL, 35242-7635
Doctor - Activate Your Free 1stDentalInsurance Directory Listing
Roth, P Todd D.D.S.
4282 Lomac St
Montgomery, AL, 36106-3604
Easternshore Endodonics
27695 Us Highway 98
Daphne, AL, 36526-4816
Office Visit Co-payments, Dental Co-insurance and Plan Deductibles
What is an office visit co-payment and co-insurance?
An office visit co-payment is a fixed dollar amount or a percentage that you pay for each Family Dental Insurancedentist visit or for each dental service provided. For example, with some plans you may pay a fixed amount such as $5 or $10 per visit. Other plans will charge you a percentage of the total fee - or dental co-insurance -- for the visit. So if your co-payment is 10% and the dentist visit was $200, you would pay 10% which, in this case, would be $20.
What is a dental insurance deductible?
A deductible is the amount of annual dental expenses that a dental plan member must pay before the dental insurance plan will begin to cover expenses. For example, if your plan has a $50 deductible, you will pay the first $50 of your dental expenses before your dental plan begins paying the expenses. Only expenses for covered services apply towards the deductible. For example, if you paid $1,000 for orthodontic work that was not an expense covered by the plan, then the $1,000 will not apply toward your annual deductible.
+Jim Du Molin is a leading Internet search expert helping individuals and families connect with the right dentist in their area. Visit his author page.
Dental Insurance: Differences Between In-Network and Out-Of-Network Plans
An in-network insurance plan dentist is within the approved network of dentists for a particular dental plan. Out-of-network dentists are not on the list.
If you visit a dentist within the network, the amount you will be responsible for paying may be less than if you go to an out-of-network dentist.
In many cases, the insurance company will not pay anything for services your receive from outside their network; however, there are exception to this.
As a general rule, Dental PPOs, POSs, and DHMOs have provider networks. Indemnity plans typically do not have networks; you go to whatever dentist you want.
Can I buy dental insurance plan for less if I buy directly from the insurance company?
No. Insurance companies charge the same premium whether the dental insurance plan is purchased directly from the company, through a broker, or online.
+Jim Du Molin is a leading Internet search expert helping individuals and families connect with the right dentist in their area. Visit his author page.
