Local Dental Care - Individual Dental Insurance Plan
San Diego Sleep Apnea Centers
Appointments: (858) 568-8941
Gary Sigafoos D.D.S.
San Diego Sleep Apnea Centers
4698 Convoy Street Suite 203
San Diego, CA 92111
If you need gum disease treatment, San Diego area gum disease dentist, Dr. Sigafoos offers extensive experience. Unhealthy gums can be a risk factor for more serious health problems if not treated promptly.
Our professional team will assess your situation and create a personalized treatment plan. We're committed to your life-long healthy gums and teeth.
New and safe sedation dentistry with San Diego area sedation dentist Dr. Gary Sigafoos means you can have years of dental treatments done quickly while you're lightly sedated, with little or no discomfort. If you've been putting up with discomfort, hiding your smile, or delaying scheduling dental work because you're too busy, your life is about to change. Make a sedation dentistry consultation appointment today with Dr. Sigafoos.
San Diego area gum disease dentist Gary Sigafoos, D.D.S. has extensive experience with gum grafting. If you're suffering from exposed roots or receding gums, we can help.
Our caring, professional team can perform the periodontal surgery you need. You'll once again be able to enjoy having healthy teeth and gums.
Gary Sigafoos, D.D.S., in the San Diego area accepts Delta Dental® insurance. Our experienced team at San Diego Sleep Apnea Centers will file your insurance claim for you.
We want your dental treatment to be affordable for you. We're committed to helping you maintain your life-long oral health.
At San Diego Sleep Apnea Centers we offer a range of treatment options for sleep apnea. If snoring or obstructed breathing is a problem, call Dr. Sigafoos today to learn how we can help you breathe easier.
Left untreated, sleep apnea can cause serious health problems, so contact us now to schedule an examination.
Admiralty Dental Center
Appointments: (360) 385-7003
Edward Savidge D.D.S.
Admiralty Dental Center
600 Cliff Street
Port Townsend, WA 98368
If you suffer from periodontal disease or want to make sure you avoid it, Port Townsend area gum disease dentist Dr. Edward Savidge offers the solution with non-surgical preventive gum therapy. Look and feel your best with healthy gums and an attractive smile.
For our Port Townsend area's valued senior citizens and military personnel, we proudly offer senior citizen and military discounts. We respect and honor your contributions to society, and this is our way of saying "thanks" for all you do.
With IV sedation you'll have no memory of your dental procedure at our Port Townsend area sedation dentistry practice. Since you are safely sedated during the treatment, you experience virtually no pain. You'll simply wake up to your successful results.
You're unique, and you deserve quality, individualized care. Dr. Edward Savidge believes your dental experience should blend the best of the personal and the professional. At Admiralty Dental Center in the Port Townsend, Washington area, we take the time to get to know you and understand your dental needs. Dr. Savidge and his staff are dedicated to providing you with top-quality dental care designed exclusively for you.
Have you ever considered natural-looking, permanent dental implants instead of uncomfortable dentures? Incredible recent advances in technology allow Port Townsend area dental implants dentist Dr. Edward Savidge to create tooth implants just for you that can be permanently anchored to your jaw. This is a great option to consider if you've had negative experiences with dentures in the past.
Valhalla Dental Care
Appointments: (502) 420-2480
Jeffrey Kessler D.M.D.
Valhalla Dental Care
10515 Meeting St #104
Prospect, KY 40059
For comfortable tooth cleaning in the Norton Commons, Kentucky area, Dr. Jeffrey Kessler is known for having a gentle touch. The friendly team at Valhalla Dental Care provides dental hygiene treatments for a whiter smile.
Maintaining good dental hygiene is the foundation for healthy teeth and gums. We're committed to helping you have a lifetime of oral health.
For safe and professional teeth removal in the Norton Commons area, Dr. Jeffrey Kessler can help. If you need to have one tooth or several teeth extracted, you can trust our highly skilled team.
We're committed to your comfort and long-term oral health. We'll give you the gentle, professional care you deserve.
Jeffrey Kessler, D.M.D. is proud to be a trusted Norton Commons area Zoom!® teeth whitening dentist. Our patients love the short amount of time the tooth whitening treatment takes as much as they love the results.
You'll be able to relax in our comfortable surroundings. In just about an hour, you'll have a sparkling white smile!
Norton Commons area cosmetic dentistry at Valhalla Dental Care can produce amazingly natural-looking results! You can have a bright, healthy new smile after just one or two sessions with Jeffrey Kessler, D.M.D.. It's faster and more affordable than you may think.
Dr. Jeffrey Kessler is a popular Norton Commons area children's dentist known for his easy going and friendly approach. Our caring team is dedicated to your child's dental health.
We're happy to answer all of your questions. We want you and your children to feel comfortable, whether we're treating your toddler's baby teeth or your teenager's permanent teeth.
More Dental Insurance Dentists in the Prospect, KY Area Near You
DAUNE C HUMPHREY D.D.S.
1916 S GLENBURNIE RD STE 6
NEW BERN, NC, 28562
(252) 637-8111
DENTALWORKS
3600 N DUKE ST STE 28
DURHAM, NC, 27704
(919) 471-3315
Doctor - Activate Your Free 1stDentalInsurance Directory Listing
KATHY N BARNES D.D.S. PA
16370 US HWY 17 NORTH
HAMPSTEAD, NC, 28443
(910) 270-3602
EXCEPTIONAL DENTISTRY PLLC
1 STILES RD STE 102
SALEM, NH, 3079
(603) 890-4004
What Type of Dental Plans Have the Best Benefits?
Dental PPO, POS, DHMO Or Fee For Service
Indemnity and managed care dental plans differ in their basic approach. Put broadly, the major differences concern choice of providers, affordable out-of-pocket costs for covered services, and how bills are paid.
Usually, an indemnity dental plan offers more choice of dentists than managed care plans. An indemnity dental plan pays their share of the costs of a service only after they receive a bill.
Managed care plans have agreements with certain dentists to give a range of services to plan members a family at an affordable cost.
In general, you will have less paperwork and lower out-of-pocket costs if you select a managed care-type plan and a broader choice of dentists if you select an indemnity-type plan.
Managed dental plans include Dental PPOs, POSs, and Dental HMOs (DHMOs).
What is a Dental PPO, POS, and DHMO?
A Dental PPO (Preferred Provider Organization) provides dental care to its members through a network of dentists who offer discounted fees to its affordable dental plan members. You can typically use dentists out of the PPO's network, but you will only be reimbursed the discounted fee for the services rendered - you will need to pay any additional amount yourself.
A DHMO (Dental Health Maintenance Organization) provides you dental services through a network of providers in exchange for some form of prepayment. If you use a dentist out of the established network of providers, you may be responsible for paying the entire bill.
A Dental POS (Point of Service) plan allows a member to use either a DHMO network dentist or to seek care from a dentist not in the HMO network. Members choose in-network care or out-of-network care at the time they make their dental appointment and usually incur higher out-of-pocket costs for out-of-network care.
What is an Indemnity Dental Plan?
An indemnity dental plan is commonly known as a fee for service or traditional plan. If you select an Indemnity plan you have the freedom to visit any dentist. You do not need referrals or authorizations; however, some plans may require you to pre-certify for certain procedures.
Most indemnity plans require you to pay a deductible. After you have paid your deductible, indemnity policies typically pay a percentage of "usual and customary" charges for covered services; often the insurance company pays 80% and you pay 20%. Most plans have an annual out of pocket maximum and once you've reached this they will pay 100% of all "usual and customary" charges for covered services.
Many dental indemnity plans also require a waiting period before covering certain services.
+Jim Du Molin is a leading Internet search expert helping individuals and families connect with the right dentist in their area. Visit his author page.
Dental Fees
Fortunately, in these times, a lot of patients have dental insurance. Insurance is, on the face of it, a good thing. It minimizes out-of-pocket expenses for treatment and encourages people to keep up with the dental care they need. But most dental insurance plans do not pay 100%. There simply is no perfect insurance plan.
Part of the problem is what's called "usual and customary fees." Insurers have come up with a fee structure intended to reflect the "average" cost of "average" dental care. Urban residents may be allowed different compensation than people who live in rural areas. Reimbursement for a crown may be a certain percentage of the actual cost (the dentist's charge to you), and another percentage for a cleaning. Patients are sometimes puzzled at the discrepancy between insurer reimbursement and actual dental fees.
Of course your dentist can't dictate the amount your dental insurance plan decides is "average." And they don't ask your dentist what cost he or she thinks is fair. The dilemma is this: your dentist can't, in good conscience, recommend less than quality dentistry, even though your insurer may impose an unreasonable ceiling on treatment. It's a rock and a hard place.
For this reason, you should take objections directly to the insurer or compare dental plans with your employer. If enough people make enough noise, the reimbursement picture might improve.
Ask your dentist to sit down with you and go over your dental plan and your dental financing options. He or she will try to make your dental insurance plan work to your advantage. Your dentist cares about your finances, and your health.
+Jim Du Molin is a leading Internet search expert helping individuals and families connect with the right dentist in their area. Visit his author page.
